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Information Journal Paper

Title

INVESTIGATING EFFECTIVE FACTORS ON ADOPTION OF NATIVE LIVESTOCK INSURANCE IN SALMAS COUNTY

Pages

  27-38

Abstract

 Livestock insurance as one of the appropriate strategies of risk management can increase the investment security in this subsection. The present study investigates effective factors on adoption of NATIVE LIVESTOCK insurance in SALMAS County at West Azerbaijan province. Required data were obtained by completing questionnaires form 152 cattleman at 1387 year. The results revealed that 62 percentages of cattleman did not use insurance due to insufficient amount of indemnity, high insurance premium and long waiting time for acquiring the indemnity. Estimation of the LOGIT MODEL showed that variables include age, education, revenues fluctuation, amount of revenue, number of dead cattle, number of cattle, awareness level of insurance benefits, having non-livestock farm occupation and obtaining debt, were effective factors on adoption of livestock insurance. Hence, the information of the cattlemen about the insurance can be enhanced by participating insurance training courses.

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